Mortgages

Sometimes people get into debt through no fault of their own and, even if they have been to blame, want to sort things out. Fortunately, there are now some lenders willing to provide adverse credit mortgages and this short guide will help you understand what to expect.

These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property but will let property to tenants. [override defaul="" 2plan="

Some Buy to Let mortgages are not regulated by the Financial Conduct Authority."]

Sometimes people want to release equity in their homes because they need cash for a particular purpose. This short guide looks at how certain types of mortgage will allow you to do exactly this.

People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector. [override defaul="" 2plan="

Your property may be repossessed if you do not keep up repayments on your mortgage."]

A flexible mortgage is a product that can make the traditional British mortgage with its fixed and inflexible payment schedule over a fixed term, such as 25 years, look like a bit of a dinosaur. This short guide explains why a flexible arrangement may benefit you.

With an Offset Mortgage you can potentially reduce the amount of interest you pay by offsetting a credit balance against the mortgage debt. This article explains further.

Remortgaging means switching your mortgage to another deal with another lender without moving property. [override defaul="" 2plan="

Your property may be repossessed if you do not keep up repayments on your mortgage."]

The main difference between a self build mortgage and a house purchase mortgage is that with a self build mortgage money is released in stages as the build progresses rather than as a single amount. This short guide explains further.